• Home

    Welcome to HomeRate Mortgage

    Browse around our site and you will find everything you need, including helpful information, calculators and more.
    Also, don't forget to use the form within the banner to see how much lower our rates are than the big banks.
  • Apply Now

      Complete Application

      We suggest filling out this application only if your loan consultant has instructed you to do so.

      Download Application

      You can download the application material now and mail or fax it to us. This is a full application that can be printed as opposed to the online application that can be filled out on a browser.
  • Purchase
      Purchasing a home is a very exciting time, and being well prepared will help you make better decisions. Take this opportunity to learn more about home buying and the mortgage process.

  • Refinance
      Why pay more than you have to? Don't miss out on super low rates.
      Changing the terms of your loan can benefit you and maximize your monthly income

  • Tools & Info
    Use the form within the banner on the home page to see how much lower our rates are than the big banks. Then fill out our application to see if you qualify. If you have any questions, just click Contact Us or call us at (423) 805-9100.
  • About Us

      Who We Are

      Meet the Staff

      Review

      HomeRate Mortgage helps people get better rates than the big banks and offers better customer service during the process.
  • Contact Us
spacer
Get a QUICK Quote!
Including Closing Costs
















Glossary of Terms
We pride ourselves in providing the best mortgage loans to the areas we serve. If you want to leave feedback or review feedback & testimonials please CLICK HERE. We expect you to see satisfied mortgage clients that agree that the Ben Phillips Mortgage Team provides mortgage loans faster, better, & cheaper than our competiton!

Home Rate Mortgage Inc
44444
50 Positive Review(s)

9031company9503side_bardirectorieshttp://reputationdatabase.com/50255#000000undefined4