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Welcome to HomeRate Mortgage
Browse around our site and you will find everything you need, including helpful information, calculators and more.
Also, don't forget to use the form within the banner to see how much lower our rates are than the big banks. -
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Complete Application
We suggest filling out this application only if your loan consultant has instructed you to do so.
Download Application
You can download the application material now and mail or fax it to us. This is a full application that can be printed as opposed to the online application that can be filled out on a browser. - Purchase
- Refinance
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Tools & Info
Use the form within the banner on the home page to see how much lower our rates are than the big banks. Then fill out our application to see if you qualify. If you have any questions, just click Contact Us or call us at (423) 805-9100.
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About Us
Who We Are
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HomeRate Mortgage helps people get better rates than the big banks and offers better customer service during the process. - Contact Us
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Click here to see the loan amounts and property values the rates above are based on.
See points and detailed closing costs by using the banner on the left.
We pride ourselves in providing the best mortgage loans to the areas we serve. If you want to leave feedback or review feedback & testimonials please CLICK HERE. We expect you to see satisfied mortgage clients that agree that the Ben Phillips Mortgage Team provides mortgage loans faster, better, & cheaper than our competiton!
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