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Home
Welcome to HomeRate Mortgage
Browse around our site and you will find everything you need, including helpful information, calculators and more.
Also, don't forget to use the form within the banner to see how much lower our rates are than the big banks.
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Apply Now
Complete Application
We suggest filling out this application only if your loan consultant has instructed you to do so.
Download Application
You can download the application material now and mail or fax it to us. This is a full application that can be printed as opposed to the online application that can be filled out on a browser. -
Purchase
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Purchasing a home is a very exciting time, and being well prepared will help you make better decisions.
Take this opportunity to learn more about home buying and the mortgage process.
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Refinance
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Why pay more than you have to? Don't miss out on super low rates.
Changing the terms of your loan can benefit you and maximize your monthly income
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Tools & Info
Use the form within the banner on the home page to see how much lower our rates are than the big banks. Then fill out our application to see if you qualify. If you have any questions, just click Contact Us or call us at (423) 805-9100.
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About Us
Who We Are
Meet the Staff
Review
HomeRate Mortgage helps people get better rates than the big banks and offers better customer service during the process.
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We pride ourselves in providing the best mortgage loans to the areas we serve. If you want to leave feedback or review feedback & testimonials please CLICK HERE. We expect you to see satisfied mortgage clients that agree that the Ben Phillips Mortgage Team provides mortgage loans faster, better, & cheaper than our competiton!
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